Attorney Advertising  ·  Injury Connect USA is not a law firm and does not provide legal advice
TN · Free · About 60 Seconds

Tennessee Accident Victims: Know Your Deadline

Tennessee gives injury victims 1 year to file — and insurance companies count on you accepting the first offer long before then. Answer 7 quick questions and we'll work to connect you with an injury attorney licensed in Tennessee, at no cost to you.

Attorneys licensed in Tennessee
No cost and no obligation
No attorney fee unless there's a recovery — case costs may still apply
Secure and confidential

Free Tennessee Claim Review

7 questions. No documents needed.

Question 1 of 7 0% Complete

When did your accident happen?

Tennessee filing deadline: 1 year. Timing matters.

Please choose an option to continue.

What kind of accident was it?

Commercial truck claims often involve much higher policy limits.

Please choose an option to continue.

Were you at fault?

Partial fault does not bar recovery in Tennessee unless you are 50% or more at fault. Answer honestly.

Please choose an option to continue.

How were you hurt?

Soreness, headaches and bruising are common after a collision and can still support a claim.

Please choose an option to continue.

Do you already have an attorney?

You are allowed to change attorneys at any point in your case.

Please choose an option to continue.

Confirm where the accident happened

We've preselected Tennessee. Change it if your accident happened in another state.

Please complete every field to continue.

Last step — where should we send your review?

A participating attorney or case coordinator will reach out. No cost, no obligation.

Please complete every field and check the consent box.

Would you rather not receive calls or texts? Consent is not required to use this service — email [email protected] instead and we will respond by email only.

Encrypted in transit — shared only with the attorney we match you with. Privacy Policy

You're all set.

Your information has been submitted. A participating attorney or case coordinator will contact you — usually within one business day.

What happens next Watch for a call, text or email. It may come from a number you don't recognize. Nothing is owed for the conversation, and you are under no obligation to hire anyone.
1-Year
Tennessee filing deadline
$0
Cost to you
60 sec
To complete
1 day
Typical response

How Tennessee Law Affects Your Claim

Two rules matter more than almost anything else in a Tennessee injury case.

Filing deadline: 1 year Tennessee gives injury victims one year from the date of the accident to file suit — one of the shortest deadlines in the country. Miss it and the claim is generally barred no matter how clear the other driver's fault was.

Tenn. Code Ann. § 28-3-104
Fault rule: Modified comparative fault — 50% bar You can recover if you are less than 50% responsible, with your award reduced by your share of fault. At 50% or more, recovery is barred. Insurers know this and often push to assign you exactly half the blame.

McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992)

Tennessee also caps some damages

Tennessee generally limits non-economic damages (pain and suffering, loss of enjoyment of life) to $750,000, raised to $1,000,000 for injuries the statute defines as catastrophic. The cap is removed entirely only in narrow circumstances — for example where the defendant intentionally falsified, destroyed or concealed evidence, acted with specific intent to injure, was under the influence of alcohol or drugs, or was convicted of a felony arising from the same act. Economic losses such as medical bills and lost wages are not subject to the cap. How the cap applies to a specific case is a question for a licensed Tennessee attorney.

Tenn. Code Ann. § 29-39-102; McClay v. Airport Mgmt. Servs., LLC, 596 S.W.3d 686 (Tenn. 2020)

Where these cases happen in Tennessee

Interstate 40 and Interstate 55 carry heavy freight traffic through Memphis, and the I-240 loop and Sam Cooper Boulevard see a steady volume of serious collisions. Tennessee's short filing window makes early action especially important here.

Areas served: Memphis · Nashville · Knoxville · Chattanooga · Clarksville · Murfreesboro · Jackson · Franklin and communities throughout Tennessee.

Don't Let the Tennessee Deadline Decide Your Case

Evidence disappears long before the filing deadline does — surveillance video is overwritten, truck data is lost when a vehicle is repaired, and witnesses move away. A free review costs nothing and takes about a minute.

Start My Free Review →

Results Recovered Through Our Attorney Network

A sample of past recoveries obtained by attorneys and firms participating in the Injury Connect USA network.

$1,250,000
18-Wheeler Collision
$800,000
Serious Vehicle Injury
$650,000
Motorcycle Accident

These results were not necessarily obtained in Tennessee and are not representative of typical outcomes. Prior results do not guarantee or predict a similar outcome in any future case. Every case is different and results depend on liability, the severity and documentation of injuries, available insurance coverage, applicable state law and other factors. Amounts shown are gross recoveries before attorney fees, litigation costs, medical bills and liens. Most claims resolve for substantially less, and some result in no recovery at all.

Tennessee Questions

How long do I really have to file in Tennessee?

The general rule is 1 year (Tenn. Code Ann. § 28-3-104). That is a starting point, not an answer — different deadlines apply to claims against government entities, wrongful death actions, claims involving minors, and certain insurance claims. Confirm your specific deadline with a licensed Tennessee attorney rather than relying on a website.

Can I still recover if I was partly at fault?

You can recover if you are less than 50% responsible, with your award reduced by your share of fault. At 50% or more, recovery is barred. Insurers know this and often push to assign you exactly half the blame.

How fault gets apportioned in your case depends on the evidence, and it is one of the main things insurers fight about.

What does this cost?

Nothing for the review. Attorneys in our network typically work on a contingency fee, meaning the fee comes out of a recovery and there is no attorney fee if there is no recovery. You may still owe case costs and expenses depending on the firm's agreement. Fee terms are set in a written agreement directly between you and the law firm — not with Injury Connect USA.

Is Injury Connect USA a Tennessee law firm?

No. We are a paid attorney advertising and case-matching service. We are not a law firm, we are not a lawyer referral service approved or licensed by any state bar, we do not provide legal advice, and we do not evaluate the merits of any claim. Submitting the form does not create an attorney-client relationship and does not preserve any legal deadline.

Will a Tennessee attorney definitely take my case?

No. Participating firms decide independently whether to accept a matter, and many inquiries are declined. If your filing deadline is close, contact a licensed Tennessee attorney directly and immediately rather than waiting for a response to this form.

Accident In A Different State?

Deadlines and fault rules change at the state line.

Find Out If You May Have A Tennessee Claim

Free. Confidential. Takes about 60 seconds.

Start My Free Review →
See If I May Have A Claim →