Kentucky gives injury victims 1 year (2 years for most motor vehicle claims) to file — and insurance companies count on you accepting the first offer long before then. Answer 7 quick questions and we'll work to connect you with an injury attorney licensed in Kentucky, at no cost to you.
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Two rules matter more than almost anything else in a Kentucky injury case.
Kentucky drivers carry basic reparation benefits (PIP) that pay initial medical expenses and lost wages regardless of fault, and drivers are presumed to have given up the right to sue for pain and suffering unless a statutory threshold is met — unless they formally rejected no-fault. Whether your claim clears the threshold is a legal question for a Kentucky attorney.
I-65, I-64 and I-75 converge in Kentucky, and the Louisville logistics corridor puts an unusually high volume of commercial trucks on local roads. Kentucky is also a choice no-fault state, which affects how medical bills get paid early in a claim.
Areas served: Louisville · Lexington · Bowling Green · Owensboro · Covington · Paducah · Richmond · Elizabethtown and communities throughout Kentucky.
Evidence disappears long before the filing deadline does — surveillance video is overwritten, truck data is lost when a vehicle is repaired, and witnesses move away. A free review costs nothing and takes about a minute.
Start My Free Review →A sample of past recoveries obtained by attorneys and firms participating in the Injury Connect USA network.
These results were not necessarily obtained in Kentucky and are not representative of typical outcomes. Prior results do not guarantee or predict a similar outcome in any future case. Every case is different and results depend on liability, the severity and documentation of injuries, available insurance coverage, applicable state law and other factors. Amounts shown are gross recoveries before attorney fees, litigation costs, medical bills and liens. Most claims resolve for substantially less, and some result in no recovery at all.
The general rule is 1 year — 2 years for most motor vehicle claims (KRS § 413.140; KRS § 304.39-230). That is a starting point, not an answer — different deadlines apply to claims against government entities, wrongful death actions, claims involving minors, and certain insurance claims. Confirm your specific deadline with a licensed Kentucky attorney rather than relying on a website.
Kentucky reduces your recovery by your percentage of fault but does not cut it off. Even a driver found substantially at fault may still recover a reduced amount — which makes it worth asking, not assuming.
How fault gets apportioned in your case depends on the evidence, and it is one of the main things insurers fight about.
Nothing for the review. Attorneys in our network typically work on a contingency fee, meaning the fee comes out of a recovery and there is no attorney fee if there is no recovery. You may still owe case costs and expenses depending on the firm's agreement. Fee terms are set in a written agreement directly between you and the law firm — not with Injury Connect USA.
No. We are a paid attorney advertising and case-matching service. We are not a law firm, we are not a lawyer referral service approved or licensed by any state bar, we do not provide legal advice, and we do not evaluate the merits of any claim. Submitting the form does not create an attorney-client relationship and does not preserve any legal deadline.
No. Participating firms decide independently whether to accept a matter, and many inquiries are declined. If your filing deadline is close, contact a licensed Kentucky attorney directly and immediately rather than waiting for a response to this form.
Deadlines and fault rules change at the state line.
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